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Living with a long term disability in Mississauga is an undeniable challenge. Aside from the obvious physical and emotional strain, the financial burden can be immense. If you're unable to work, or have lost your job as a result of long term disability from personal injury, now's the time to consult a lawyer.
 
What Can a Personal Injury Law Firm do for me?
 
Injury law firms all across Mississauga have the knowledge and expertise to guide you through these trying times. Whether you're struggling to get compensation from your group insurance or individual insurance provider, or you're unsure how to file for a claim a lawyer can help.
 
Many employees have a Long Term Disability plan (LTD) that's built into their Employment Insurance (EI). This is not the case for everyone. An injury law firm will be able to find out what type of plan you're on and what benefits you may be eligible for.
 
What Long Term Disability Benefits Can I Receive?
 
It would be negligible to make a precise quote on the settlement you could receive, however, a reputable disability lawyer in Mississauga will be your strongest asset towards a rewarding claim.
 
If you were injured in an accident such as a motor vehicle collision, hit-and-run, or bicycle accident, and were deemed to be not at fault by police, there are several benefits you may enjoy. Rehabilitation and medical benefits could be necessary to work towards a healthy recovery. Perhaps housekeeping benefits or caregiver and attendant benefits could help you manage your home. Additionally, you can file for income replacement benefits (IRB) to recover financial losses due to loss of work.
 
Even if you're not covered by insurance, a disability lawyer can find ways for you to receive long term disability benefits. Other avenues such as the insurance of a spouse, parent, or family member, or the Motor Vehicle Accident Claims Fund may be available. Personal injury lawyers are legally allowed to act on your behalf when dealing with your insurance agencies and will work towards getting you the best settlement possible.
 
How long will it take to Receive Compensation?
 
There are many factors that can affect the duration of the claims process in a long term disability case. Factors such as the nature of the injury in question and the duration of the injury must be considered. While some injuries will only qualify as short term disability, an injury must be present for a specific, pre-determined time period before they're deemed permanent and eligible for a valid long term disability claim.
 
Sometimes receiving compensation for no fault benefits can be expedited, as assistance at home and income replacement might be necessary for the immediate time away from work. It is worth noting, however, that the average time it takes to receive full long term disability benefits and compensation can be around 2 to 3 years or more.
 
Due to the lengthy settlement period, it's worth doing your research. Find the personal injury law firm that meets all your needs. Whether it's the comfort of a bilingual lawyer, or a law firm that specializes in your specific type of accident, you must be ready to work with them for the long haul.
 
While the challenges of long term disability can be many, there should be no grey area when it comes to your personal injury claim.
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Zarolia Barristers Professional Corporation        |        416-789-9200        |        info@zarolialaw.com        |        www.zarolialaw.com
3200 Dufferin Street Suite 500,   Toronto,   Ontario,   M6A 3B2,   Canada